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The image shows the cover of "Being Mortal" by Atul Gawande. The predominantly white cover features gold accents and includes a quote from Malcolm Gladwell: "This is Atul Gawande's most powerful, and moving, book.

Book Review: Being Mortal

July 1, 2019

Book Review: Being Mortal – Medicine and What Matters in the End “Being Mortal,” published in 2014, explores in graceful detail the often-taboo topic of death and dying from the perspective of a modern medical practitioner. The author, Dr. Gawande, approaches this non-fiction writing in the same way as one would approach a story, illustrating each point with personal anecdotes from his viewpoint as a general surgeon and a son. Although the core of the

A man sits in a deck chair, observing the scene as a woman stands with a spoon and fork, feeding their child who is seated in a highchair. This depiction perfectly encapsulates the sandwich generation, balancing caring for both young children and overseeing family activities.

Sandwich Generation: Creating the Right Support Team

July 1, 2019

In a national study of Sandwich Generation Women, creating a good support team as soon as possible was identified as an important key to helping an individual successfully navigate this challenging stage of life. Key Team Members Financial Advisor There are many varieties of financial advisors and their differences are significant. Our study of Sandwich Generation Women revealed a strong preference for a fiduciary wealth manager who acts as a “quarterback,” coordinating all advisors on

A person holds a book titled "FIDUCIARY DUTY" in gold letters. In the background, there is a judge's gavel, a wooden block, and another book on a wooden surface, signifying the legal responsibilities associated with managing group retirement plans.

The 3(21) vs 3(38) Fiduciary in Group Retirement Plans

July 1, 2019

Retirement plan advisors can serve in a 3(21) or 3(38) fiduciary capacity or in some cases, both. The needs and desires of the plan sponsor dictate the specific arrangements. Such decisions are normally predicated upon risk mitigation versus risk avoidance. While some plan sponsors want assistance with their fiduciary responsibilities but elect to maintain discretion and control of their plan’s investment menus, others will choose to shift fiduciary responsibilities to a third party due to

Two people shaking hands in an outdoor setting. Both individuals are shown from the wrist down. The left person, with nails painted purple, is wearing a black sleeve, while the right person is holding a brown bag and some papers related to disability insurance. Flowers are blurred in the background.

Disability Insurance: an Overview

July 1, 2019

When it comes to issues of health-related financial risk, the importance of disability insurance is often sorely underrated. In reality, holding a less-than-appropriate amount of disability insurance can be just as financially devastating as purchasing the improper amount of life insurance. However, disability insurance receives much less airtime from the financial media and other “experts”. What is it? Disability insurance protects against the interruption of income due to illness or injury. Because many employers offer

Two individuals stand outside, engaged in a discussion. The man on the left wears a striped polo shirt, while the woman on the right, clad in a black top, holds a document. They both examine it attentively; it appears to be related to powers of attorney. The background is lush and green.

Medical and Financial Powers of Attorney

July 1, 2019

Completing estate documents can be a daunting task. Who will inherit the wealth you worked so hard to accumulate? Wills are important documents, but don’t overlook other, equally important documents such as medical and financial powers of attorney. While most estate planning seeks to direct what will happen after you pass away, medical and financial powers of attorney enable someone (the agent) to act on your behalf while you are still living. Common scenarios that

A person's hand is seen writing on a notepad with a blue pen. The notepad has a list of four words: "Ideas," "Information," "Teamwork," and "Results." The person is writing in a well-lit space with a blurred background.

Gifting Appreciated Securities – Optimizing Your Charitable Gifts

July 1, 2019

Most Americans are familiar with the radio and television ads that appeal for donations of unneeded cars, boats, or real estate. Though the process seems quite simple, those who attempt such a donation know it’s not always as straightforward as it seems. Securities, however, can be gifted with relative ease and have significant advantages. The simplest way to donate to charity is to write a check or to drop some bills into a collection basket.

Book Review: Being Mortal

Sandwich Generation: Creating the Right Support Team

The 3(21) vs 3(38) Fiduciary in Group Retirement Plans

Disability Insurance: an Overview

Medical and Financial Powers of Attorney

Gifting Appreciated Securities – Optimizing Your Charitable Gifts

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