SYM Asset Management
Your Investments. Your Goals. Our Experience.
A better approach to your portfolio management.
An independent firm, free from the pressures of a parent company. More than 55 years in the business.
SYM's Investment Philosophy
- Research-based
- Client-tailored
- Cost-sensitive
- Tax-aware
- Globally-diversified
- Tactically-allocated
Our pledge to you.
You won’t end up in a call center when you reach out for help. We believe you should never have to repeat your needs to multiple representatives or worry about inconsistent advice. You can count on familiar people who know you and have a clear record of your financial picture and the actions taken on your behalf.
How we do it. Details matter!
Appropriate Allocation
Your goals drive the equation. Our job is to fully understand your own personal definition of success, determine the money needed to meet your goals, and calculate the timeline to complete each goal. The other part of the equation is knowing your risk tolerance. SYM follows a process to help you identify your personal risk tolerance so we can set a plan that you can live with.
Security Selection & Monitoring
As a fiduciary advisor, SYM researches investment opportunities and selects securities for your portfolio that we believe give you the best chance of reaching your goals. We monitor those positions and either increase, decrease, or replace holdings as appropriate and consistent with our discipline for you.
Low-Cost, Global Diversification
Cost and a lack of diversification are potential predators to successful investing. SYM filters tens of thousands of securities before choosing the ones that meet our criteria for your portfolio. Those investments will be competitively priced and provide diversification in companies of all sizes domiciled in geographies across the world.
Tax Efficiency
Taxes can be another predator to meeting your financial goals. In the SYM Asset Management model your investments contain tax-smart selections, and they are managed with a discipline that avoids excessive trading. In addition, markets are dynamic, and that provides tactical opportunities to harvest tax losses to offset portfolio gains in certain situations.
Disciplined Rebalancing
Since portfolio allocation is one of the most important investment decisions, it is vital to maintain that allocation. Over time, your portfolio holdings will produce different returns. Without a thoughtful rebalancing approach, your portfolio could drift from its target allocation thereby acquiring potentially unintended risk/return characteristics that could frustrate your ability to meet your financial goals or cause your portfolio to incur more risk than desired.
SYM is Your Fiduciary
So just what is the big deal? What’s the distinction between a broker and an advisor? Simply put, it is the difference between selling and advising. SYM is paid solely by you, not by securities or parent companies influencing advisors to sell their products. SYM is empowered to guide you based on the highest standard of care, the fiduciary standard of care.
